Dear Frank,
How is everything going? I have been in America for a month as an exchange student. I am now staying at Mrs. White’s. She is said to be in her forties but looks very young and attractive. She is of normal height, with a slender figure, blond hair and big blue eyes.
Mrs. White shows a keen interest in everything about China, especially its culture and places of interest. She has a large collection of items that have to do with China, such as books videos, tea, artworks, and so on. She asks me so many questions about my country that sometimes I have to consult my friends to give satisfactory answers.
Mrs. White is kind and outgoing and she usually wears a smile on her face. We are getting along very well with each other. She takes me out to local places every weekend and if you come here, I will be your guide.
Look forward to your reply.
Yours,
Li Hua
预期在未来一段时间的大额开销可以根据时间段投放对应的债券型基金。长期持有的可以考虑股票型基金,简七尤其推荐股指基金。
但无论选择哪款基金,都要记得,投资一定是有风险的。
似乎人人都渴望着一夜暴富,但是那些股市里赚到真金白银的,永远都是同事的朋友。当我们自己进入股市之后,好像到头来什么都没有捞到。
更要命的是,这竟然也会逐渐发展为一个瘾头,每天对着K线图和刷论坛,白白浪费很多时间。最终结果是,既没有赚到钱,又没有学到任何技能。
股市也好,基金也好,普通人的操作模式基本都是:一看到获利,就抛掉落袋为安;一看到亏损,忍住、忍住、终于忍不住了,割肉接受损失。频繁不断的交易,使得真正赚钱的只有券商。
也许是基于我国股票的特性,简七的理财方案里是没有股票的\'。更不用说现货市场了(黄金、大豆等金融衍生品交易)。
所以,基金是理财的主要配置。可以根据自己的风险偏好程度,决定购买相应的基金品种。没错,基金有很多品种,基金投放的市场决定了这只基金的风险。
Dear Wang Hua,
How are you going on recently? I’m glad to tell you that I have planned to go to Zunyi Teachers’ College to study Chinese soon.Could you please give me some advice on how to learn Chinese well?
Write back soon.
Tom
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